Term Life Insurance
The most coverage for the least money — pure protection when your family needs it most
What Is Term Life Insurance?
Term life insurance is the simplest, most affordable form of life insurance. You choose a coverage amount and a term length — 10, 20, or 30 years — and pay a fixed monthly premium. If you pass away during the term, your beneficiaries receive the full death benefit tax-free.
It’s not complicated. It’s not loaded with fees. It’s pure protection at the lowest possible price. A young parent can get $500,000 of coverage for as little as $16 a month.
Lowest Cost
Term life gives you the most coverage per dollar of any life insurance type.
Fixed Premiums
Your rate locks in at purchase and never changes for the life of the policy.
Family Protection
Best for families who need maximum coverage during their highest-risk earning years.
Starting from $16/Month
Get your free quote today. The Wizard shops dozens of carriers to find you the lowest rate — no pressure, no commission games.